Tyler Bankruptcy Law Lawyer
If you live near Tyler, Gun Barrel City, Longview or Marshall, Texas and are considering bankruptcy call 903-534-5396 immediately!
If your financial situation has become unsustainable due to a bad economy, the loss of a job, a divorce, or unexpected medical expenses, you should contact an attorney that concentrates on Chapter 7 and Chapter 13 bankruptcy in Tyler, Longview and Marshall, Texas.
The Law Offices of Gordon Mosley understands that bad things happen to good, hard working people. Whether you are a family struggling to make your house payment, car payments, or credit card payments, or a small business seeking bankruptcy protection to reorganize or liquidate a business, our Longview and Marshall, Texas Chapter 7 and Chapter 13 bankruptcy attorney can help relieve the stress brought on by your financial situation.
Bankruptcy is not a crime, although the harassment by many creditors can make it seem like you are a criminal. When you hire our Longview and Marshall, Texas Chapter 7 and Chapter 13 bankruptcy attorneys, all threatening phone calls, foreclosure actions, repossession, and wage garnishment will stop.
Our bankruptcy lawyers understand the stress and humility many people filing for Chapter 7 and Chapter 13 bankruptcy feel. We work with our clients to help them determine whether Chapter 7 and Chapter 13 bankruptcy is appropriate for their situation.
Chapter 7 Bankruptcy
Chapter 7 bankruptcy is for individuals or business seeking to eliminate their debt obligations through liquidation. Once your Chapter 7 bankruptcy is filed in the Eastern District of Texas, creditors are required to stop harassing phone calls and letters. Foreclosures and repossessions will also stop. With a Chapter 7 bankruptcy some assets will be forfeited to pay off creditors. Our Longview and Marshall, Texas Chapter 7 bankruptcy attorneys will assess our client's assets and determine which assets are exempt from liquidation and which are non-exempt, and will need to be liquidated. After the Chapter 7 bankruptcy filing is complete, all our client's debts are discharged.
Chapter 13 Bankruptcy
In situations where our bankruptcy client's families or businesses have a steady income, our Longview and Marshall, Texas bankruptcy attorneys may be able to file a Chapter 13 bankruptcy. The advantage of a Chapter 13 bankruptcy is that it allows individuals and business to retain all of their assets and restructure their debt. As with a Chapter 7 bankruptcy filing, a Chapter 13 bankruptcy filing prevents foreclosures, repossessions, and ends creditors harassing phone calls. Our Longview and Marshall, Texas Chapter 13 bankruptcy attorneys will work with the bankruptcy court and the bankruptcy trustee to develop a payment plan that allows our Chapter 13 bankruptcy client to pay off their debt and move on with their lives.
If you live in Tyler, Gun Barrel City, Longview or Marshall, Texas and your family or business is in a financial position that is unsustainable, please contact The Law Offices of Gordon Mosley.
How do I choose a lawyer?
Consider the following:
- Comfort Level
- - Are you comfortable telling the lawyer personal information? Does the lawyer seem interested in solving your problem?
- - How long has the lawyer been in practice? Has the lawyer worked on other cases similar to yours?
- - How are the lawyer's fees structured - hourly or flat fee? Can the lawyer estimate the cost of your case?
- - Is the lawyer's office conveniently located?
Not sure what questions to ask a lawyer?
Here are a few to get you started:
- How long have you been in practice?
- How many cases like mine have you handled?
- How often do you settle cases out of court?
- What are your fees and costs?
- What are the next steps?
Want to check lawyer discipline?
It is always a good idea to research your lawyer prior to hiring. Every state has a disciplinary organization that monitors attorneys, their licenses, and consumer complaints. By researching lawyer discipline you can:
- Ensure the attorney is currently licensed to practice in your state
- Gain an understanding of his or her historical disciplinary record, if any.
- Determine the seriousness of complaints/issues which could range from late bar fees to more serious issues requiring disciplinary action.