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Chris Villemarette, Trial Lawyer

3404 Moss StreetLafayette, LA 70507

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Updated: 06/16/2020


Uninsured/Underinsured Motorist (UM/UIM) Coverage Basics

Louisiana law requires drivers to carry a minimum amount of insurance liability coverage on every motor vehicle they own. The current minimums are set at $10,000 for liability coverage; $20,000 for medical coverage; and $10,000 for property damage. Unfortunately, these minimum amounts are rarely enough to cover the property damage, wage losses and medical expenses of seriously injured accident victims.


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