Heather M. Thacker Esq. - Lexington, KY
Attorney at Gartland Thacker DelCotto PLLC
Chapter 11 Bankruptcy Lawyers in Lexington, KY
200 North Upper Street Lexington, KY 40507
- Free Consultation
Lexington Chapter 11 Bankruptcy Lawyer
Updated: 04/02/2026
Areas of Practice
- Chapter 11 Bankruptcy
- Commercial Workout/Wind-down
- Litigation
- Chapter 7 Bankruptcy
- Chapter 12 Bankruptcy
Attorney Information
Overview
Chapter 11 Bankruptcy and Chapter 11 SubChapter V Bankruptcy
- Debtor representation in SubChapter V cases in various industries
- Representation of companies and individuals in obtaining confirmation of chapter 11 plan of reorganization and asset sales in a variety of industries including coal, trucking, pharmaceutical, nursing homes and assisted living, retail, manufacturing, food, service, and real estate
- Local counsel for creditor committee in chapter 11 case
- Representation of creditors in the filing of an involuntary petition
- Creditor representation in obtaining dismissal of chapter 11 case filed in bad faith as litigation tactic
- Preference defense
Chapter 12 Bankruptcy
- Representation of family farmers in chapter 12 bankruptcy
Chapter 7 and Chapter 13 Bankruptcy
- Individual debtor representation in Chapter 7 and Chapter 13 bankruptcy
- Representation of individuals and companies interested in purchasing assets being auctioned by Trustee
- Creditor representation regarding stay relief, plan objections, reaffirmation agreements, and proofs of claim
Chapter 15 Bankruptcy
- Representation of party-in-interest in Chapter 15 bankruptcy proceeding
Commercial Loan Restructures, Workouts and Wind-downs
- Restructured loans and other obligations for business owners and individuals
- Representation of clients in the winddown of their business out-of-court, including negotiating workouts with creditors and landlords, as well as obtaining personal guaranty releases
- Obtained settlement of various obligations for business owners and individuals
- Resolved merchant cash advance debts
Litigation
- Defended clients in various litigation matters, including personal guaranty, foreclosure and breach of contract lawsuits
- Representation of financial institution in breach of contract lawsuits, including obtaining writs of possession and garnishments.
- Defense of student loan lawsuits, which resulted in complete dismissals or settlements for clients
Education
-
Legal Education
-
Louis D. Brandeis School of Law, University of Louisville,
Louisville,
Kentucky, 2009
J.D.
Honors: cum laude
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Louis D. Brandeis School of Law, University of Louisville,
Louisville,
Kentucky, 2009
-
Non Legal Education
-
University of Notre Dame, 2006
Bachelors of Business Administration
Major: Accounting
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University of Notre Dame, 2006
Pro Bono Activities
- Junior Achievement of the Bluegrass, Inc., JA Miss Business, Panel Moderator, 2022-2025
- Junior Achievement of the Bluegrass, Inc., JA Finance Park, Volunteer 2024
- St. Elizabeth Ann Seton, Finance Council, 2020 – present
- St. Elizabeth Ann Seton, School Council, 2023 – present
- St. Elizabeth Ann Seton, Capital Campaign, 2025
- Girls on the Run, 5k Committee, 2021-2022
- Operation Secret Santa, Volunteer, 2022-2024
- Southeastern Cal Ripken Baseball, Vice President of Fundraising, 2022 – 2024
- Southeastern Cal Ripken Baseball, Treasurer, 2024 – present
Bar Admissions
- Kentucky, 2016
- Ohio, 2009
- U.S. District Court Eastern District of Kentucky, 2016
- U.S. District Court Western District of Kentucky, 2024
Contact
200 North Upper Street
Lexington, KY 40507
Phone: 855-649-8289
Fax: 859-281-1179
Email: Send a message
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