Robert T. Schwartz - Biloxi, MS

This so called attorney was extremely rude and condescending. He claimed to be well versed in real estate law but did not even understand the mechanics of a simple owner finance deal. He looked at me and told me I had not bought a property yet because the seller still held the title by way of a lien contingent on the fulfillment of requirements listed in the PURCHASE agreement. The first lines in the contract literally said that ownership of the property was being transferred to us. The second line said that the seller will hold tittle until the purchase price is paid in full; however, holding the title does not negate that ownership rights of the purchaser. It simply is a lien. If at anytime the purchase agreement is violated then ownership will revert back to the seller. The seller also owes a loan payment to the bank from when they put it up for collateral for a cash loan prior to selling it to us. Bottom line is that just like the bank does not own the house but simply have a lien against it, the seller is in the same position. The seller has a lien and has become the bank and ownership was transferred to us. We were actually there because of an issue of fraud. The seller misrepresented important facts pertaining to the purchase. The fraud went on for two years and is still at this point unresolved. The " attorney" refused to even listen to why we were there and instead chose to argue with every thing I had to say and cut me off before I could explain anything. He then threw us out and accused me of arguing with him even though I had done no such thing. I had only offered information and asked him questions, none of which he answered. When I realized that he did not understand how an owner finance deal works, I did inform him that he was incorrect. He said to me in a very smug and rude voice" I am glad You are an attorney" I informed him that I had went to business school instead and he told me" that's great now get out" Office was very fancy along with his slacks and the cars out front but his knowledge base is clearly limited and he was in fact flat out incorrect and could not interpret a simple owner finance contract. I look young and I was dressed down so he probably assumed I was uneducated poor trash, at least that's the way he acted. I am in fact college educated and almost 40 years of age. I have spent years studying real estate investment and law and I know for a fact he doesn't know what he is talking about. He should probably stick to setting up living trusts for the rich and leave consumer protectionism to someone with a brain and more importantly a soul... I doubt he even realizes that he did us a favor by choosing not to represent us..