Updated: 03/16/2026
Areas of Practice
- Credit Counseling
- Bankruptcy Law
- Consumer Protection
Litigation: 100%
Firm Information
Overview
While settling your debts can seem like a more upstanding method for debt relief than filing for bankruptcy, it is not as effective as settlement companies will have you believe. The truth is these companies are increasing in number in an effort to help credit card companies, not to help debtors, and using them can take a significant toll on your credit and your financial future.
Do Not Take Any Steps in Debt Relief Without an Experienced Attorney on Your Side
Before you sign anything with regards to your debts, it is important to contact an experienced credit counseling attorney. At the Miami, Florida, law office of Kingcade & Garcia, P.A., you will be able to discuss your individual financial struggles and what methods of debt relief are most likely to help you achieve results.
As an accomplished attorney and certified public accountant, our managing partner, Tim Kingcade, strongly encourages individuals who are struggling financially to avoid debt settlement and debt negotiation companies that are solely operating to make money off of their unfortunate financial circumstances. Instead, remain focused on more proven, effective methods for debt relief such as filing for Chapter 7 bankruptcy or Chapter 13 bankruptcy. If an individual does not qualify for one method, we can pursue other options that will keep his or her best interests in mind.
Schedule a Free Initial Consultation Today
For the fastest, most effective way to put an end to harassment from creditors and wage garnishment, call 305-285-9100 and schedule a free consultation. You can also contact us online to take the first step toward financial freedom.
Attorneys
Contact
Additional Florida Locations
Miami, FL (Main Office, 0 miles)
1370 Coral Way
Miami, FL 33145 - 2960
Phone: 305-285-9100
Websites:
Hours: Monday - Friday ; 8:00 am - 5:00 pm; Appointments: Weekday
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