Thomas R. Breeden, P.C.

If a creditor is pursuing a debt from you, whether you owe money or not, you deserve to be treated with respect. When attempting to collect a debt, collections agencies must adhere to strict regulations that are outlined in the Fair Debt Collection Practices Act (FDCPA). If these debt collectors fail to do so by practicing harassment, falsifying information and other actions, you may be able to seek a legal claim with help from an attorney.

Trust your case to the credit protection law firm of Thomas R. Breeden, P.C. We are among a small number of lawyers in Manassas and throughout Northern Virginia focused on FDCPA claims and other credit issues. For over 20 years, we have helped hundreds of clients to stop creditor harassment and obtain financial compensation from violating collection agencies.

The FDCPA regulates debt collections by collectors hired to collect payments. The FDCPA outlaws improper debt collector conduct, including:

• Harassment via phone, email or mailed letters
• Abusive language and profanity
• Claims to be a government agency or law enforcement
• Threats of jail, lawsuits or blemishes on credit reports
• False reports to credit bureaus
• Misrepresentation of debt amount or the status of your account
• Contacting relatives or your employer after you have been located
• Anonymous or automated messages
• Any other deceptive or misleading practices

Our firm has filed successful lawsuits against collection firms and major credit card companies. We are intently focused on the end result, advocating on your behalf to stop unlawful practices and obtaining financial compensation for legitimate damages you have suffered because of their actions. Additionally, attorney Tom Breeden has experience advising reputable collection agencies on FDCPA compliance, providing him with additional insights when asserting your rights against unscrupulous creditors.

For assistance with debtor/creditor FDCPA debt collection violations in Northern Virginia, contact our Manassas law firm at 888-704-5385.