Thomas Simpson Garrett - Glen Allen, VA
Attorney at Harman Claytor Corrigan & Wellman
Insurance Coverage Litigation Lawyers in Glen Allen, VA
4951 Lake Brook Drive Suite 100 Glen Allen, VA 23060 - 9272
- 1 Super Lawyers®
-
27
Years
Experience
Glen Allen Insurance Coverage Litigation Lawyer
Updated: 03/16/2026
Areas of Practice
- Insurance Coverage Litigation
- Civil Litigation
Attorney Information
Overview
Tom Garrett was born in Bedford, Virginia on June 18, 1968. His primary areas of concentration at Harman Claytor are insurance coverage and civil litigation. Prior to joining the firm in September 2006, he worked in the insurance coverage and civil litigation practices at a national law firm in Washington, D.C., where he concentrated in coverage for complex claims under general liability, commercial property and professional liability policies. Tom has drafted countless coverage opinions, and has obtained summary judgment on behalf of insurers on numerous complex coverage issues. Tom has also written articles and given speeches on a variety of insurance coverage issues.
Awards and Honors
Honors
- Virginia Super Lawyers, Insurance Coverage, 2013 – 2023
- Best Lawyers in America, Insurance Law, 2021 – 2024
Other Sources of Feedback About Thomas Simpson Garrett
Included on the 2026 Virginia Super Lawyers list
Past Lists
- 2025 Virginia Super Lawyers list
- 2024 Virginia Super Lawyers list
- 2023 Virginia Super Lawyers list
- 2022 Virginia Super Lawyers list
- 2021 Virginia Super Lawyers list
- 2020 Virginia Super Lawyers list
- 2019 Virginia Super Lawyers list
- 2018 Virginia Super Lawyers list
- 2017 Virginia Super Lawyers list
- 2016 Virginia Super Lawyers list
- 2015 Virginia Super Lawyers list
- 2014 Virginia Super Lawyers list
- 2013 Virginia Super Lawyers list
Education
-
Legal Education
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University of Virginia School of Law,
Charlottesville,
Virginia, 1998
J.D.
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University of Virginia School of Law,
Charlottesville,
Virginia, 1998
-
Non Legal Education
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University of Richmond, 1990
B.A.
-
University of Richmond, 1990
Current Employment Position(s)
-
Partner
Pro Bono Activities
- Autism Society of America, Central Virginia Chapter
Representative Cases
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Mullins v. Harco Nat’l Ins. Co., 2020 WL 5414760 (E.D. Va. Sept. 9, 2020)
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Midlothian Enterprises, Inc. v. Owners Insurance Company, 439 F.Supp.3d 737 (E.D. Va. 2020)
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Higby Crane, LLC v. National Helium, LLC, 2017 WL 3495478 (10th Cir. Aug. 14, 2017)
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Cincinnati Specialty Underwriters Insurance Company v. Code 3 Security & Protection Services, Inc., 2017 WL 3446760 (D.D.C. Aug. 9, 2017)
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Liberty Univ., Inc. v. Citizens Ins. Co. of Am., 792 F.3d 520 (4th Cir. 2015)
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Suffolk Lodging Partners, LLC v. Eastguard Insurance Co., 2014 WL 12597160 (E.D. Va. Jan. 23, 2014)
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Cheatham v. NGM Ins. Co., 2013 WL 509049 (E.D. Va. Feb. 11, 2013)
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Dragas Management Corp. v. Hanover Ins. Co., 798 F.Supp.2d 766, (E.D. Va., Aug. 8, 2011)
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Builders Mut. Ins. Co. v. Dragas Management Corp., 793 F.Supp.2d 785, (E.D. Va., 2011), rev’d other grounds, 497 Fed. Appx. 313 (4th Cir. 2012)
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Republic Franklin Ins. Co. v. Albemarle County School Bd., 2010 WL 2950499 (W.D. Va., July 23, 2010)
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Smurfit-Stone Container, Inc. v. Nat’l Interstate Ins. Co., 2008 WL 4153762 (E.D. Va. Sept. 5, 2008)
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Executive Risk Indem. Co. v. Integral Equity, 2004 WL 438936 (N.D. Tex. Mar. 10, 2004)
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TIG Ins. Co. v. Town of Cheektowaga, 142 F. Supp. 2d 343 (W.D.N.Y. 2000)
Published Works
Articles
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The Journal of Civil Litigation – Brothers in Arms: Contractual Indemnification and Additional Insured Coverage, Vol. XXIII, No. 2, Summer 2011
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Regional Editor, “DRI Bad Faith Compendium,” 2010 & 2015
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Author, ABA Additional Insured Handbook, Chapter 3, Hold Harmless and Indemnification Agreements and The Obligation to Procure and Maintain Insurance (First and Second Editions)
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Extrinsic Evidence and the Duty to Defend, Virginia Association of Defense Attorneys, Spring Meeting, May 2020
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The Bad Faith Set-Up, Atlantic Claim Executives Association, Norfolk, VA, October 2019
- Navigating Indemnification Agreements and Related Litigation, Virginia Association of Defense Attorneys, Norfolk, VA, October 2019
- Claims Against Policies and Tractor-Trailer Coverages, Virginia Trial Lawyers Association, Sources of Coverage Seminar, Richmond, VA, October 2018
- Interpretation of the MCS-90 Endorsement in Virginia’s State and Federal Courts, Virginia Association of Defense Attorneys Annual Meeting, Williamsburg, VA, October 2018
- Additional Insured and Contractual Indemnification Issues in the Construction Defect Context, ABA Litigation Committee Insurance Conference, Tucson, AZ, March 2018
- Sources of Coverage, Virginia Trial Lawyers Association, Fairfax, VA, October 2014
- Tripartite Trouble: Defending under the Shadow of Coverage Issues and Excess (above Limits) Exposure, Virginia Association of Defense Attorneys, Hot Springs, VA, October 2014
- Virginia Insurance Law Update, Virginia Association of Defense Attorneys Annual Conference, October 2013
- SIRS and Deductibles in the Additional Insured Context, HB Litigation Additional Insured and Indemnification Conference, New York City, May 2012
- Who Pays the Deductible When the Insured Is Insolvent?, ABA Litigation Committee Insurance Conference, Tucson, AZ, March 2012
- Additional Insured and Contractual Indemnification, Virginia Association of Defense Attorneys Spring Conference, April 2011
Bar Admissions
- Virginia, 2007
- District of Columbia, 1999
- U.S. Court of Appeals 4th Circuit
- U.S. District Court Eastern District of Virginia
- U.S. District Court Western District of Virginia
- U.S. District Court for the District of Columbia
- U.S. Court of Appeals District of Columbia Circuit
- U.S. Court of Appeals 10th Circuit
Other Affiliations
- Henrico County Bar Association
- Richmond Bar Association
- Federal Bar Association
- Insurance Coverage Litigation Committee, Co-Chair – Additional Insured Subcommittee, American Bar Association, Insurance and Litigation Sections, 2016
- Virginia Association of Defense Attorneys Policy Coverage Section, Chair, 2012
- Defense Research Institute, Insurance Committee
Contact
4951 Lake Brook Drive
Suite 100
Glen Allen, VA 23060 - 9272
Phone: 540-418-0906
Fax: 804-747-6085
Email: Send a message
Website: https://www.hccw.com/
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