Lamey Law Firm - Oakdale, MN

If you are broke in Minnesota, the Lamey Law Firm can help. Our Oakdale attorneys have more than two decades providing debt relief and bankruptcy services to individuals and businesses throughout the state. No matter how bleak your financial situation may seem, there are options available.

The most common form of consumer bankruptcy filed in Minnesota is Chapter 7. This form of bankruptcy allows you to move quickly past debt and get a fresh start. While asset liquidation is a part of this process, there are exemptions that will allow you to keep much of your property out of the hands of creditors. You will likely keep the majority of your personal property, and there may be options to save your house and car.

Chapter 13 is a form of consumer bankruptcy that involves the creation of plan to repay some portion of your debt over the course of three to five years. The Chapter 13 plan will be based specifically on your income and your debts, so it is designed to work for you. With this form of bankruptcy, you do not have to give up any property. Also, Chapter 13 may allow you to "strip" off unsecured mortgage from your homestead or investment property.

Chapter 11 bankruptcy is designed for businesses. It is extremely complex, but the decades of experience offered by the Minnesota lawyers at the Lamey Law Firm means you can be confident in our ability to protect your business.

Starting with a free consultation, we will show you just how easy it is to overcome your debt and get your financial situation back on track. We provide personal care and attention in every case, and our attorneys and staff will stand beside you from start to finish.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.